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." Card two: "Earn up to 1% cash back on purchases at your local gas station."

These two cash back credit cards see to offer the same, but look at them again closely. Earning "a full 1%" sounds almost the same as "up to 1%." Consider this illustration... if you spend $1000 at your favorite store, you will earn $10 back from card one. If you do the same with card two, your cash back could be anywhere from $1 to $10. You are not guaranteed $10. The "up to 1%" may involve restrictions that require you to reach specific spending amounts.

Here's another example:

Card one: "Earn 5% cash back on purchases." Card two: "Earn 5% cash back on all purchases."

Again, these two cash back credits cards appear to have the same cash back terms

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